David O. Smith MD, F.A.C.S  |  6545 France Ave. S, #505  |  Edina, MN 55435  |   Call Today: 952.922.0895

Financing

Dr. Smith’s use of his in-house AAAASF certified surgical suite will almost certainly minimize your costs.  Cosmetic surgery is an optional non-necessary procedure and is not covered by any insurance. Our quoted fees pay for our services of surgery, anesthesia, facility and post op visits at our clinic.  Additional services from other facilities like preoperative physicals, lab tests, pathology tests, and medications are not covered.  Insurance most often covers these.  A good idea is to have current health insurance when having cosmetic surgery. Our surgery schedule is generally booked out 3-6 weeks after your free consultation with scheduling and payment.  Scheduling and payment must be done in person to allow signatures, and paperwork. Most often patients know about our clinic and have looked through the website.  Half arrive, schedule and pay for surgery  at the initial consultation and half go home to think about surgery.  They might return later to pay in person and schedule.  You can schedule a consultation for several weeks in advance or call our clinic for a time much sooner.  If bringing a very young child please bring another individual to help with the child. We accept cash, debit cards, Visa, MasterCard, Discover and American Express for payment. We cannot take personal checks.  To save time we suggest you call the 800 number on the back of your card to be certain there are no blocks or daily limits on the card.  Some health savings plans perhaps may cover cosmetic surgery. Financing for surgery is available using CareCredit® at www.carecredit.com. Plans accepted through CareCredit include:
  1. Six months deferred interest. This works well as a bridge loan for patients expecting a bonus from work or a tax refund, etc.
  2. Three year payment plans at low interest rates are also offered by the CareCredit company.
Credit approval and financing details are all handled by the CareCredit company. You may contact them by clicking on the green button above or by calling 1-800-859-9975. Cost estimates are done at the time of the consultation and are generally valid for about 60 days. Consultations with Dr. Smith are free. We normally offer same morning or next day consult scheduling – always mornings. Please call 952-922-0895 if we can help you.